A wage garnishment is a debt collection tool employed by creditors. No debt collector is most aggressive than the federal government. Unlike regular creditors, the IRS does not need a judgment to start garnishing your wages. Even though the IRS is intimidating, you still have options and hope ahead of you.
Although the IRS will notify you before the garnishment starts, that doesn’t make it any less shocking when you get your first garnished paycheck. Imagine getting your stub on payday to find that the IRS has taken most or all of your check, leaving you with a couple of hundred dollars, or even nothing to pay your bills. The IRS will take what is owed, also if that leaves you without enough money to cover bills or expenses.