Bank Financing

Need money to grow your business?

Requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach for financing. You need a small business Accountant with the background and understanding of exactly what banks need to see.

Put your best foot forward by allowing Jones, Sager & Company to prepare a winning loan proposal for you. Our proposals have a high likelihood of success because they’re created from the lender’s perspective. You get the money you need because we know exactly what banks want to see. Even more importantly, as a professional, public accounting firm, we know how to prove to them that you’ll be able to pay them back.

Our winning loan proposals come complete with:

Executive Summary:

Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it’s needed.

Pro-forma Cash Budgets and Financial Statements:

We use your accounting software and other data along with underlying assumptions to prepare information that your banker can easily read and buy in to.

Owners Personal Financial Statements:

We make copies of the last 3 years of personal tax returns for the bank as well as identify the collateral being pledged as security for the loan.


We help substantiate your financial needs/position to your banker in person.